Potential Retirement Nest Egg for a Median Household in Each Alabama County by Age 67

The following chart shows what a current median-age, median-income household in each Alabama county will have saved for retirement by age 67.  The most recent median age data was collected from the U.S. Census Bureau, and the most recent median household income (HHI) was collected from the Alabama Center for Business and Economic Research.  Annualized rate of return of investing is set at 9 percent inside a tax-free growth Roth IRA, Roth 401(k), or Roth 403(b).  The savings rate per year is set at 15 percent of median household income.  The assumption is that each median household starts with zero saved in retirement, and that each median household never gets an annual pay raise.

County County Seat Median HHI Median Age Retirement Value at 67
Tuscaloosa Tuscaloosa $46,892 32.4 $1,594,896
Lee Opelika $41,256 31.0 $1,592,745
Shelby Columbiana $69,432 38.6 $1,331,831
Pike Troy $31,844 31.5 $1,175,095
Madison Huntsville $58,833 38.4 $1,150,001
Autauga Prattville $54,366 38.3 $1,072,737
Montgomery Montgomery $43,054 35.8 $1,072,574
Elmore Wetumpka $54,298 38.4 $1,061,356
Russell Phenix City $35,585 34.9 $963,211
Jefferson Birmingham $44,852 37.6 $945,107
Mobile Mobile $42,943 37.3 $930,623
Limestone Athens $51,175 39.3 $918,721
Dale Ozark $41,940 37.4 $900,434
St. Clair Ashville $50,571 39.9 $857,498
Coffee Elba $46,931 39.2 $850,561
Chilton Clanton $41,450 38.9 $772,872
Morgan Decatur $45,082 40.2 $742,825
Calhoun Anniston $41,123 39.4 $731,286
Houston Dothan $40,124 39.3 $720,328
Blount Oneonta $45,567 40.9 $702,017
Bibb Centreville $39,546 39.6 $689,998
DeKalb Fort Payne $36,241 39.0 $669,382
Franklin Russellville $33,881 38.4 $662,267
Marshall Guntersville $36,536 39.2 $662,165
Baldwin Bay Minette $49,626 42.6 $648,075
Escambia Brewton $37,077 39.8 $634,714
Talladega Talladega $39,999 40.9 $616,235
Cullman Cullman $39,922 40.9 $615,049
Lauderdale Florence $41,324 41.3 $612,532
Macon Tuskegee $28,518 37.6 $600,922
Barbour Clayton $34,971 39.8 $598,662
Etowah Gadsden $39,904 41.5 $580,138
Colbert Tuscumbia $43,057 42.3 $579,064
Washington Chatom $41,321 41.9 $577,840
Cleburne Heflin $40,418 41.9 $565,213
Perry Marion $27,403 37.9 $561,419
Sumter Livingston $25,413 37.2 $555,895
Lawrence Moulton $41,574 42.5 $548,275
Butler Butler $32,512 40.5 $520,527
Hale Greensboro $33,315 40.8 $518,225
Dallas Selma $26,602 38.5 $515,109
Clarke Grove Hill $36,620 41.9 $512,101
Walker Jasper $37,245 42.3 $500,900
Crenshaw Luverne $34,445 41.5 $500,773
Marengo Linden $32,977 41.3 $488,807
Bullock Union Springs $26,580 39.5 $468,199
Monroe Monroeville $34,733 42.3 $467,117
Pickens Carrollton $31,933 41.5 $464,253
Lowndes Hayneville $30,675 41.2 $459,103
Jackson Scottsboro $36,923 43.1 $459,020
Randolph Wedowee $36,939 43.3 $450,225
Chambers LaFayette $34,116 42.5 $449,920
Covington Andalusia $36,149 43.1 $449,398
Henry Abbeville $39,930 44.2 $444,947
Marion Hamilton $37,707 43.9 $432,974
Geneva Geneva $34,425 43.1 $427,965
Fayette Fayette $35,664 43.5 $426,150
Clay Ashland $35,940 43.7 $420,994
Tallapoosa Dadeville $36,779 44.2 $409,835
Wilcox Camden $24,035 40.4 $388,516
Lamar Vernon $34,553 44.4 $377,378
Winston Double Springs $35,528 44.7 $376,476
Cherokee Centre $38,013 45.9 $356,450
Choctaw Butler $35,049 45.3 $349,476
Greene Eutaw $26,504 42.7 $342,737
Conecuh Evergreen $29,101 44.2 $324,277
Coosa Rockford $34,679 46.8 $296,217

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